I've been researching and see a few credit unions that do "ADU loans," where they'll assess property value after construction complete, then loan based on that amount.

Both would appreciate the monthly income over a lump sum as well, and it will help with taxes as the property is inherited and has increased in value. 

Most self-managing owners that end up hiring us are because of _____, a situation that became so stressful that they see the value in a PM. 

While it is true this would help folks “unlock” some of the equity in their home since home prices/values have appreciated greatly in the last 3-4 years, it also means they will spend it somewhere into the economy and that means more pressure on inflation.

If this situation presented itself to me, I would evaluate if my unit is at fair market value and if so, keep the rent as it is.  

Would really appreciate the value provided.Thanks in Advance,James

I really look forward to getting to know everyone and think that, when we work together, we can add a lot of value to our communities and make ND a better place to live. 

When I was a landlord I implemented value add, but they were B+ properties so not much difference in quality of flip.

Lucy,It does look like you are referring to the minimum interest, or prepayment penalty, of your existing lender as well as the 'seasoning' period of any potential new lender.Most HMLs won't have a prepayment penalty on a rehab-bridge loan, but a lot of long term refinance lenders would require a period of time after you purchase it before they would take the new 'after repair value' (or, seasoning).

Right now if my kids inherit my rental property it will be reassessed to market value and their property tax will skyrocket - it takes a while, maybe a year or so after the death of the parent for all that paperwork to go through the county assessor's office.