You're going where you don't need to go at all, a sale contract is all ready made for a buyer to acquire good title, free of encumbrances, that would mean that you are to receive the full bundle of rights of ownership unless there are restrictions to title like a utility easement or HOA restriction made of public record.

Go to the public library, read everything you can get your hands on, save some money and buy a house.

I have no experience with the software but here are a few forum posts comparing and reviewing it:http://www.biggerpockets.com/forums/79/topics/44375-freedom-soft-anyone-plan-on-purchasing-it-http://www.biggerpockets.com/forums/79/topics/91576-would-like-opinions-on-freedomsoft-program-offeringhttp://www.biggerpockets.com/forums/79/topics/67210-realeflow-open-road-3x-versus-freedomsoft-vs-sims-20http://www.biggerpockets.com/forums/79/topics/83761-my-review-of-investorpro-vs-realeflow-vs-freedomsoft

The programs where tenants pay a smaller amount/fee to "guarantee" a security deposit?

He has tried on his own via a B&I program but local banks didn't bite.

This sounds like a guru program in progress, and I commend you for dialing for deals.My guess is you are just getting started and this seems very risky.

.+ den can be used for office+ the family room was a bedroom before with closet- no garage, two car carport- split level, the living room is downstairs- no formal dining room- location is far from public schools but close to a few private schoolsBTW, total available houses for rent on the market is 9 as of today. 6 are 3 bedroom house and they are all listed with higher $/sqft.

This is only amplified when the public fills out an on-line 1003 on their own.

So I didn't get to where she brought up the neighbor on neighbor issue.I do agree that many municipalities have created a huge problem with public worker pensions.

Feel free to contact me directly if you'd rather not share in a public forum.