Thank you for the tip on the HUD website and local building permits.

If you are looking to jump to commercial properties (strip malls, shopping centers, office, industrial, etc) you are not really "starting small" at that point.

Thanks for the tip, @John Underwood!

Thanks for the input everybody.I did try credit unions and because they denied the loan officer had suggested HML. 

I want to skip trace for cold calling, come to find out after comparing property address and names to what's recorded in the county assessors office; they are different.

When I was analyzing deals in the Private Equity sector, I saw everything from 26% - 42% IRR needed depending on the size of the company managing assets, additionally how many Management/Fee company's are factored into the business model and at what point in the expense model they're collecting fees.There are payroll, Marketing, Office space, etc... now a part of your business model, acquiring an asset for cashflow becomes a small part of your equations. 

Take a listen to BP Podcast #83 where I share some landlording tips.

I try to go down to each probate office on a weekly basis and pull the most recent petitions.

I look forward to learning from all the helpful tips and criticism you will all have for me.

Thanks for the tip @Jeffrey Stasz on the utility hardwood.