When the time comes, if Texas is too far or expensive - don't forget about the Scranton market - that's a hot spot where a ton of NJ / NY residents to start buying affordable rentals. 

Does the market/appraised value of house affect it?

I'm looking for guidance specific to financing my first property and what market I should do it in.

Key Market Movers and How to Track Rateshttps://www.biggerpockets.com/blog/2024-dscr-loan-rates-and-...

I watched Dave Meyer's Market Intelligence Workshop on Demystifying Deal Analysis and found it very informative but I cannot find the TRI deep dive Excel spreadsheet.

I'm looking to break into the real estate market in an attempt to achieve financial freedom, like everyone else.

Located in a sub-market of Portland, OR.

The rates have been coming down since the Fed started talking about dropping them, as the market has been building it in. 

If you want to network or ask specific questions about your local market, go to your local real estate forum and connect with investors from your area: https://www.biggerpockets.com/forums/86-local-real-estate-networking5.

There are a lot of markets where you can generate a profit.