DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

There are DSCR based seconds available for investment properties, however the rate and fees are high. 

Keep in mind though, most times in these scenarios the lender would still be primarily lien holder on the property - so let's say if things hit the fan with your new "partnership"... the bank gets paid first. 

You can decide to STR or LTR based on the property and the particular pluses and minuses, but I wouldn't let either strategy guide your choice of home, really the other way around, let the home guide your strategy.

Sometimes, a tax appeal might be necessary if the assessment seems off-base.

This will at least help you get exposure to other folks that are in different verticals in real estate and help you figure out which avenue is for you.Happy to chat more, I'm a broker & investor based out in NYC/LI.

I'm planning to getting my feet wet with an actual investment, specifically in the LTR space in Philly -- where I'm currently based. 

If the house floor seems to jump, bounce, or wobble when you walk on it, that floor and maybe the walls, were not likely built correctly.Check EXACTLY where the house is located based on the fire zoned maps. 

Don't limit yourself just based on where you are currently living or going to live.

They will qualify based on the market rent 1007.