With no down payment and being self-employed, I believe this is a way to get into the industry.   

When she goes back to work, we will pay off the loans asap.I keep working as a self employed consultant so I can select jobs that allow a balance with family life.

We're happy with our financials and our fields, but we're self-employed.

All very competitively priced to market rates.Beyond that, there are lenders offering programs based on your cash flow into your bank account for people who are self-employed but cannot really document a couple years of it.

Hey Everyone...So we've jumped into the cash-flow rental REI side of things and now are wondering about our employer based plans.  

I've heard Quickbooks is a great way to keep track of business expenses and reports if you are self employed or running a small business. 

Plain and simple.Tenants have rights, applicants do not (aside from the housing police regulations)If your first applicant is unemployed or does not have a consistent two year employment with the same employer (which he does not) he does not qualify and should be rejected without further consideration.  

You can not pay of life long gaps in employment. 

The difference here is that my son is employed and earning some money already.

If you have steady Employment and you like the area or have a family and you can afford to Rent at $1000 plus a month you begin to look to Buy a Home.