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Future Employer Based IRA Contributions
Hey Everyone...
So we've jumped into the cash-flow rental REI side of things and now are wondering about our employer based plans. Thoughts??
Details:
Spouse 1 - private sector, frozen pension
- 700k in 401k with an employer 3% safe harbor, 6% match
Spouse 2 - public sector, full pension
- $175k in 403b w/no employer match
- Side Biz (non REI) income of about 80-100k/yr and a 90k SEP IRA
Thoughts on future contributions?? I assume Spouse 1 should max the match. Spouse 2 possibly stops the contribution to put it to work on more rentals? 22k/yr (both of 50yo).
Thanks for the help...