I plan to  write a company policy about first lease vs lease renewal with an existing tenant and the standard term length.There are tons of good clauses in a great PM's lease. 

You can't just remove a tenant, you have to accept their existing rental contract.

Large private water companies (those with revenues of at least $250,000) are regulated by the Public Service Commission (PSC) and subject to the Home Energy Fair Practices Act (HEFPA).

Would it be a good idea to get a hard money loan to rehab a house then refinance into a first time home buyer mortgage program, even if that's possible,  I'm not too sure with the rules and regulations.

Multifamily properties exist in only the tiniest numbers in this region of the country.(2 to 4 units)  In NoVa, you probably have 50 to 75 that even exist.

Also,Yes a like existed before you purchased it and it may have done damage. 

Doubt the conversion on those is high or existent.

Word problem of the day:If a township is 36 sections, and a section contains 260 hectacres, how many acres of residential housing exists if half of the sections are zoned RD-5, one-quarter zoned AR-2, and the remaining zoned BP?

In that case (or case of significant rate increase), can I expect any of my other existing carriers to do the same?

There is a reason that the contract exists.