Unfortunately there is no straight answer for cost/employee/yr with your situation.The two defining rating factors are type of work being done and payroll--the more work they are doing and the more dangerous the work the more expensive the coverage. 

Judge xxxx accepted the PMD’s testimony and digital information (digital images of the property) as acceptable evidence and, which is hearsay and should have been stricken from the record when requested during the trial.Take notice that pursuant to the 1874 Pennsylvania Constitution (as ratified without subsequent amendments) Article 1 Section 10:“No person shall, for any indictable offense, be proceeded against criminally by information except in cases arising in the land or naval forces, or in the militia, when in actual service, in time of ware or public danger”I am also being tried 2 times for the same citation/violation on the same day and my the City of xxxx is trying to obstruct my right to conduct commerce and taking my private property and applying it to public use, without our written consent or compensation.

They entice these suckers to invest tens of thousands in their program, give you enough information to be dangerous, and let their students loose on society.

While fire is always the immediate danger, once it is gone, what it leaves behind will continue to affect the house. 

Again, blanket statements are dangerous.

Many people even experienced service providers like lenders do not understand the difference, they often hear "Modular" and think Manufactured, you need to know the distinction and educate them.

The way I make distinctions is in how people present themselves.

If you are a good operator that responds to dangerous habitability issues when notified, I think that fear is blown out of proportion.

When thinking about investing there, I hope the following read helps you:"Sir John Templeton, investor and mutual fund pioneer: “The four most dangerous words in investing are: ‘This time is different.’’’In the dot-com bubble of the late 1990s, people said it didn’t matter that most of the ballooning internet stocks had never come close to turning a profit.

There is also a recent opinion concerning the DILs (man if I could find it again, I'd post it) it made no distinction between residential and commercial and the recommendation was to have the borrower request that a DIL be accepted.