Do you really think 8000 dead sick and old people [I fall into both categories] is enough "collateral damage" to rock the world economic system.

In addition, the investment instrument that crashed the economy last time, CDO's (collateralized debt obligations) are back in the form of BTO's (Bespoke Tranche Opportunities). 

For note investors, what is the Collateral Management Company you use?

Putting up my house as collateral wouldn't scare me since there's no way I would default on a payment of $25,000 even if the note fund went south.

Pull a loan out for $1,000 and use the $1,000 in the savings as collateral. 3.

For example, I feel a lot differently about a loan I’m personally liable for and a loan that non recourse and only collateralized by the subject property.  

I met with a commercial lender to see if I could put together a line of credit collateralized by the properties I already have. 

Hard money works as follows usually:Rates: 10% to 14% (Most Deals are 12%)Terms: 1 Day - 24 Months (Most Deals are 6 months)Fees: 3-5 points(%) of loan amount (Most Deals are 3 points(%)) - $2500 minimum fee Minimum Loan Amount: $75,000 Max Loan: 65-70% of After Repair Value(ARV) 100% Rehab Financing Available (Most Deals require 10-20% of purchase price down or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 7-10 business days)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

There's a ton to think about when you're doing it...servicers, deed theory vs lien theory states, types of loans to buy, pricing, exit strategies, assignment and alonge chains, valuing the collateral and discounting the note...the list goes on. 

Here's how:1) If you are a licensed real estate broker, make hard money loans using other people's money (qualified investors) and make it a practice to take your fees and commissions in the form of equity in as many well-collateralized deals as you can2) Whether licensed or not, you can buy notes with "hair" and solve the problems with either the debtor relationship, the documentation or the collateral.