Getting loans without income

[Dustin Moss]

I am receiving a settlement for a few M's anyway now. I am putting my two weeks in at work to take time to move into a new house and fix my house to rent. I plan to create income so I don't have to end up going back to work. My worry is getting loans without income besides my current house as a rental. What are my options, hard money lending? I want to sit down and create a goal for the next year and a plan. 

[Logan Singleton]

Hi Dustin,

Typically, hard money doesn't verify income due to them qualifying based on the asset and its DSCR ratio. They may look to verify funds to cover a downpayment and reserves, though.