Hi everyone,As part of a curriculum I'm developing, a required topic is "Requirements for an escrow account associated with a “high cost loan”.

I wrote an article about this a while back you might find helpful: https://www.biggerpockets.com/...It references an old study from the 90s, but I think it's still more or less true and a good starting point for this discussion: In 2003, the National Association of Realtors came out with a study on the characteristics that increase and decrease the price of new housing (assuming all other characteristics, i.e. square footage, remain the same).

What are your degrees in?

I keep 2 wall AC units on at 62 degree, and my electricity bill is running around $7-10 per day - this sounds way too much.

Would be signing up for a 5year hold and potential liability of a c Corp stock sale and any dirty laundry associated. https://www.noglaw.com/tax-benefits-converting-c-corporation-s-corporation/

With your first investments, you usually aren't going to be getting the best deal but you are just trying to get in the game to a certain degree. 

I would recommend you check out the Rockford Apartment Owners Association.

The issue I'm having, is that the seller has it worded that they are "not responsible for any cost associated with the exchange."

You could always create a google number (its free) for the business, manage it when you are available and have the number forward to someone else who can cover in your absence such as a friend or business associate.

The position is for a Development Associate.