Over the last couple years, everywhere I go by the beach in Mexico (in much nicer places than Tulum), when I'm told the local zoning doesn't allow to build this or that and I ask why, the answer is invariably "We don't want to become another Tulum".

I recently read that the City of San Jose will be the 1st to allow homeowners to sell their ADU separately from the primary.

However, as well know , there is nothing that nanny state will allow to exist without stifling it.

It explains the team that you should develop to have a strong foundation under you while investing remotely.https://www.biggerpockets.com/blog/core-four-real-estate-team

Some lenders will allow up to 95% CLTV for a heloc or second mortgage. 

Some buyers do utilize second home financing options to secure their vacation property, which is nice because it allows the applicant to go up to 90% financing on a full documentation loan. 

All the other leases allow 5 days before the late fee.

Since you have 6 months to complete this process (this allows time for rehab, if desired), of course the interest rate may fluctuate a little bit, depending on market conditions, but there is not an intrinsic "1-2% higher" that I'm aware of.

Greg,I know a lot of investors want to purchase turnkey properties, either because they don't have the necessary "team" in place to do everything or it just seems easier to buy that way.

And Douglas County recently pass an ordinance allowing STRs, so you're actually good there.