We called the seller & discovered she did not submit our offer.  

However, the other common promoters of these types of investments are institutional in nature and have both the legal counsel and likely the license to be able to weather the storm if the nature of note is contested.  

You may already know this but I'm just discovering there's a variety of cleaning services and not all of them can (or do) the same thing.1. 

Talk with the lending institution and your attorney to see what options can be worked out.

attending school or some sort of training institute is considered "employment" so long as your job is in the relevant field and you've past the probation period.    

Then applied for a discover.

Since there is no income, it is going to cost you significantly to either buy and move homes in or find owners who want to move there; homes rarely move so maybe partnering with a local dealer might work.We ran into several "parks" being sold by distressed owners only to discover the city/town officials were dead set against "that kind of people" (yes, one City Manager used that phrase) moving into their city.  

Larger Institution or community bank. 

The last one I did I borrowed 90%ish from the hard money I broker and did the difference from the private lender (much smaller loan, easier to come by from lenders, virtually unlimited funds from the HML, while my PL does get in the mood to buy a house or Ferrari instead of loan $ to me from time to time).None of the institutional lenders I know of will do 100%. 

I found this portfolio online and there doesn't seem to be any big institutional builder or developer listed on the site.http://chicagoapt.com/our-buildings/As a case study, how would you build a portfolio of this size?