Next time they know the process for getting a claim paid so you can expect they will step up their game.

@Richard D.If the occupants are leasing the home and aren't the owners, does this change the game?  

Maybe catch a Red Sox game on your tabletI really think there's three ways to look at real estate investing, 2 using agents and putting offers through them, 2 Wholesaling, and trying to get a really cheap deal, and 3 doing creative deals like terms dealsI'd rather avoid agents and talk to Home sellers about lease options, subject to existing financing, installment sales, joint ventures, and private first mortgages

The homeowner loses, and you, as the wholesaler, have no skin in the game. 

As Edward has stated, you have to have much more skin in the game if you go with conventional...

Plus, with no skin-in-the-game from you on this deal, why wouldn't you walk away the first time stuff hits the fan (it's real estate, stuff happens).  

Once you establish your game plan you network some more to find the necessary people to help you put the plan into action.

BelindaYes and no.....local banks and credit unions are going to want you to have a lot of skin in the game which means more % down.

However if a 3rd car is in the drive its a game of shuffle. 

Hi All,I'm new to the real estate game and investing.