I have paid off that student loan (it was small), and I called the loan company before doing so to see if I could work out a way for them to remove it to no avail.

which would mean a lower monthly mortgage payment.All in all, I'm still not seeing it actually work out. 

But while it is theoretically possible to do a deal with no money, if you don't have cash reserves you are taking a big risk that the deal might fail. make sure you only do GREAT deals so that if it doesn't work out as expected the deal still works.

I've been searching for and analyzing properties daily so I'm sure something will work out soon.

Basing your appeal on your purchase price alone is unlikely to work out in your favor, all else being equal. 

You never know what might work out!

Most often, the numbers don't work out anything like people assume.

I have more in savings, I just don't feel comfortable investing it in case it doesn't work out.

Larger stuff banks try to workout or work with owner to sell pre-foreclosure.The banks often push to auction websites to sell.

@Scott Marsh You'd have to figure out the numbers to see if it would work out for you.