We have a very seasonal turnover area so a year lease is needed to try to minimize summer only occupants.

Currently, I am just waiting to let my new personal credit cards season a little more before F&G does another round, this time for business credit.

@Joseph Testa wouldnt it be in your interest to just sign with the more seasoned broker?

The slowness is probably seasonal. 

Just wanted to pose a question to the seasoned warehouse/retail landlords in Florida.... ive been trying to find deals whereby the rents are below market and i could renovate and re-lease at market rates in order to obtain the good return (better than the meager 5-7caps.

I just looked at an older home "House A", built about 1900 that predated subdivision of it's own lot.  

Right now my rentals in more transitient locations but I plan to expand to very residential OO areas - I'd take older people any time.

Interest rate will be higher but at that low of an amount, $28,000, it shouldn't raise your costs too much, just make sure you know what the seasoning length of the loan is (if there is a seasoning period at all).

I am by no means a seasoned investor so there were instances for which I got stressed and tone of my e-mails changed as well, but they responded kindly and we talked about how to resolve whatever the issue is.

If you wanted to rent it for 3-6 months at a time, you may have to try to time that with the season as non "snow bird" times of year see more 3-7 night stays.