Hungry,angry,lonely, or tired.

However, San Diego is one of the hardest markets to cash flow in as an individual investor.There was a brief period of time, at the height of the recession, when you could cash flow on a single-family rental; however that is no longer the case.When I tired of partnership investing, I bought a single-family home in Julian and ran it as a vacation rental.It did extremely well, and brought in over 50,000 a year in rental income with a net of about 2500 per month.A couple of caveats.

If I look at the path that my investors took it usually goes like this.. .they are unsure or not experienced at  private money lending ( and done incorrectly you can lose it all in those deals as well) so they buy rentals.. and run them for about 10 to 15 years they tire of  TTT  and liquidate  ( now my folks were west coast based so big equities) if they chose not to 1031 into a manage syndication.. and just wanted to pay tax and get liquid then they would end up with 500 to a  couple million then we put that to work for them.. at a 10 to 12% APR .... and a 95% or better success rate... .So Lee your correct its mail box money and the investor simply is passive and needs only to look at the loan up front.. collect payments and call it a day.. as a HML you will garner clients that will stay with you for decades I know we did.  

Besides my tire business, there's a high school and a VFW in the immediate area.

Who knows, maybe you'll get tired of living there after a year or so and may seek another primary residence.

I just found an individual with money in the bank who is tired of collecting less than 1% so they allow me to borrow for a better rate - very informal, we have a good relationship and solid foundation of trust.

GTI tires ( had dinner hte other night with an exc with the company here in Singapore)they are pro growth and it shows.  

I longer can work due to memory loss constant vertigo, speech impaired fever constantly nauseated migraines' tired and want to sleep 24/7 No dr could figure it out thin had home tested and I have the worst molds, I hired a inspector and this home should never of passed we went forever without ac in deed of summer no dishwasher plumbing issues no oven so on and so on.

Pioneers and crusaders always come back tired and with arrows sticking out of them. 

I look at it like this (tell me if I'm way off) If I see a used pickup on the side of the road that needs new tires, paint, tune up and a new windshield.