When offer on off market properties, I usually include a cash prices and financed prices. 

For future reference, the concept of waiver could include any lease violation, such as unauthorized pets at the property.

I’m always happy to jump on a quick call or answer emails (I’m also in Alabama.)

You can mail them a letter saying that you are a cash buyer and you like to buy their property. 

Common investment choices include rentals, private placements, tax liens, precious metals, crypto, private businesses, etc. 

I am open to an alternative solution but they seem like they using intimidation tactic via email like call my strategy theft (something I take offense to) and that they will not pay and I should figure out the impossible.

I have a monthly payment of $2,157 that includes Interest, Principal, Taxes and Insurance! 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

If the conversation is substantial, add them on social media, collect their name, email & phone number and share yours as well. 

Things to think about include how the market is doing, your own money situation, what you aim to achieve, and the kind of property and where it is.