So that means he would sell to me for 28k , I would charge 7k for wholesale fee.

The fees you are paying in interest right now are wasted v.

He wants an upfront fee of $795 and he says it gets credited at closing.

Tenant pays 1350/month until oct 2019.PM fee is 10% monthlyYearly:Insurance 1400Taxes 1100Hoa 820Ive been looking for deals in FL but nothing meets Brrrr with 70% rule.

And where would I add my assign fee?

What is the Refinance Closing cost/fee? 

Ahhhh....Fee Simple Title....I can't tell you how many attorney's I've had to educate on what fee simple title is. 

Ofcourse fees would be incurred. 

Jose,Here is a list of "hidden costs" that may surprise you if you haven't been through this before:Closing costs when you purchase the propertyTitle Insurance Policies for you (and the lender if there is one)Miscellaneous closing fee's (survey, recording, etc)Loan origination feesHolding costs (during the time that you own the property)Builders risk and Liability insurance policy premiumsProperty taxesHOA feesUtility usage chargesBuilding permit costsDumpster / hauling chargesLoan interestClosing costs when you sell the propertyStaging (if applicable)Realtors feeClosing costs (depending on where the property is, this could be a huge cost) Professional fees for accounting, legal and taxesCapital gains tax on your profitI hope this helps you, and good luck!

Seller get $282k, buyer pay $300k.Option 2: Contact price $282k, the term change to buyer cover agent fee.