Hope this helps.motiv8td - Yes, you are correct that I do want to know about funding something that could negatively impact me, and we believe we have done our due diligence as far as our liability is concerned.

If I have a commercial loan it does not impact the count for Fannie/Freddie, correct?

I'm worried there will be a big impact.

While long term tenants are wonderful, things happen and sometimes impact their decision to NOT move, like a criminal situation.

I am in the process of integrating and it has already had a major impact on business for the better.  2)  Following up. 

Yes your score will be impacted by many credit inquiries.  

I am more concerned about the impact of rising rates than on transaction costs in getting out of a loan.

I am glad that this post has had such a positive impact on people.

Time value of money is the concept that the timing of cash flows will impact their value to you.For example would you rather have $10k today or $10k a year from now?

I will say this, we don't allow pets in our rentals because of the negative impact they can have on other tenants.