For sliders we provide a wooden dowel.

I have a 30 yr conventional loan at 4.25%.

Closing costs can range depending on conventional vs private/commercial, plus each bank can have a different list of fees.For conventional, it seems closing costs average 3-4% of the loan amount and 3-5% for commercial.

Due to the property's current state, I am not expecting to qualify for conventional off the bat.

Up to 4 units, you can obtain a conventional 30 year residential mortgage.

If you plan to wait to save up enough capital to do a conventional loan for each property, your portfolio will likely grow very slowly.

To sell a mobile home and for a buyer to get financing conventionally, there are restrictions on the age (not a big problem since it's like 78 or newer), size (double wide is better), and how many times the mobile has been moved, how many owners it has had and if it is on a permanent foundation.

Conventional.

Owners of some conventional high-rises that were built to serve the corporate culture of the 20th century have responded to the trend by making the outdoor spaces they do have more welcoming, with gardens, coffee stations, decks and seating meant to reverse the air of exclusivity prized by builders and tenants in the 1980s.

Then use my VA loan to go get a nicer 4 bed for my family to live in.Pros option 1: Only 3.5% down, doesn't tie up another VA loan, if  flip is done right I could refinance into a conventional loan.Cons option 1: Could be tougher to cash flow with only 3.5% down plus the PMI associated, forces family to live through a flip.Option 2: Buy home with VA loan, live in for 4 years, move out and hold as a rental.Pros option 2: Easiest solution, least amount of headaches, family doesn't have to live through a flipCons option 2: Doesn't provide the most amount of potential growth, ties up another VA loan.Option 3: Buy rental with conventional loan, buy personal home with VA loan.Pros option 3: Easier solution, doesn't force family to live through a flip, gets rental and nice family home at same time.Cons option 3: Won't have the money to do major renovation on rental could cost more in long run, ties up a lot of money in rental, slow growth without doing renovations.