and job stability and former verified LANDLORD REFERENCES            ( check tax records to make sure you are talking to the property owner NOT a tenant prospects cousin.Ok,  THE SUMMARY :                                      LOW RISK & COMMON SENSE1.

Guys, what kind of insurance is needed, i.e. type/terms/coverage etc for a 4plex in the central california valley?

One is a "1040" type (under "kind of tax" column) for $20k & the other is "CIVP" type for $21k.I'm wondering if its a total of $41k or if its a kind of duplicate filing.  

If you don't mind, just so I have somehat of an idea, what are some of your common terms / requirements for lending?

I know that some common terms are: 2-4 points, with an 8-15% interest rate, over the course of 3-12 months depending on extensions and such.

So I guess I'm kind of answering my own question here.

You may not get landlording experience but you'll get maintenance, financing, and paperwork experience.I think the discussion points in your head and with them are around what kind of improvements they would need or desire (if you have to make it elderly accessible that could be a selling point for the next tenants, but what if they want something that will cause you more upkeep in the future?)

The owner of the house does NOT want to do any kind of financing even though it is best option.

Hey JD,What version of android are you running, and on what kind of device?

What kind of deals do you work on?