If you're counting mortgage principal as expense that is actually part of your profit.

Or would it be best to have all four individuals on the actual lease agreement itself?

You might be actually underwater on it. 

Yes i've actually already done some of that.

The road is not in, the water main not installed, the sewer main and laterals not installed, etc.Just having the engineering done, and the plan approved, adds significant value to the land, and makes it attractive to a developer who now, doesn't have to go through all that work. while in todays day and age yo would need all those approvals to create a paper lot.. back in the olden days paper lots were created by simply drawing them on a map with zero engineering they did survey though.. and there was no thought given to reality of actually building them or providing services.. 

will lender consider actual rent roll or will they be using market rates? 

@Bryan GonzalezThere's actual advice to take -- strategies, numbers, metrics, blah blah blah.

I’d be getting a better interest rate than market and the purchase price difference is negligible so I would actually cash flow more in the bond for deed scenario.

You can use CallRail as a CRM to qualify leads prior to entering them in your actual CRM, which would be Podio in this case.#3 - Qualifying leads: With 3000 RVM's being sent out per day, it's likely that you'll end up with 30-100 voicemails to listen to each day.

Due to taxes, the up and down nature of stocks and also out of a desire to actually own something real and tangible, I decided to invest in real estate.