Transfer or Rollover Funds: Move your funds from your existing retirement account into your new self-directed account3.

For example, we discussed the interest rate, looking for good terms that fit with our long-term financial plan.

Homes with active permits can transfer to the new owner but unlicensed properties will need to wait for a license until the currently active rentals drops by roughly 100 licenses.

In every sector of [commercial] real estate, not just office, because of the 500 basis point increase in rates that was vertical.”

Your cap rate on PP is 9.6%, which is pretty good, if we are talking major metro, strong location, quality tenant base. 

What is a good target interest rate and terms?

In Gary Keller’s book, Shift, he lists 25 creative options that are most common, but barely scratch the surface:- Seller Contributions- Seller-Funded Permanent Buydown- Seller-Funded Temporary Buydown- Owner Financing- Contract For Deed- Seller Second Lease Option And Lease Purchase- Seller-Assisted Down Payment- Wraparound And Assumable Mortgage- Gift Funding- Selling And Refinancing Existing Assets- Non-Occupied Co-Borrowers- Using 401(K)- Temporary IRA Transfer- Pledged Asset Mortgage- Equity Transfer And Bridge Loan- Employer-Assisted Mortgage- Lender-Funded Buydown- Fannie Mae’s “My Community Mortgage”- Running Scenarios With Automated Underwriting Systems- Adjusting Amortization Period To Lower Payment- Adjusting Interest Rates To Cover Closing Costs- State, Province, And Local Grant Or Bond Programs- Mortgage Credit Certificate- Private LendingHe said these options barely scratch the surface.

Even more so if the owner will offer a generous interest rate.

Meanwhile, sellers—who are often buyers themselves—responded to rising mortgage rates with some caution.

@Becky FrommIf you took your mom off the deed and the loan you could possibly get someone to give you a first on it as a DSCR or private / hard money but then your interest rate is going to be pretty high (double digits)