@Michael Totman There's one company Associated with National Real Estate but they wouldn't cover my own home, were $2,000. total higher than my existing policies and had reductions in coverage so I'm sticking with my smorgasbord for now...

There is obviously more risk with rehab and maintenance costs eating into your margin, but our team is pretty competent in assessing the risk and dealing with the work. 

I'm developing land in Redding, CA. 21 homes total, and wondering if anyone has advice or connections on getting the best deals on materials, appliances, things like fireplaces, ceiling fans, basically anything and everything that goes into a house.Looking to use a little hustle to build these houses piece by piece, getting great deals while keeping our style intact.Looking forward to any help I can get!

However, the funny thing is my mom would be totally against it. 

Well definitely read through this article, and the comments, to get some more information on it-https://www.biggerpockets.com/renewsblog/2013/08/1...If you decide to still go the LLC route after that, totally cool, but it's important to have all the info.

@Robin EdwardsYes and no...Obviously, debit cards are vulnerable at any location where you are typing in your pin number...Credit cards are still vulnerable if you using it somewhere like at a gas station and you are asked to type in your zip code.Also, many people have pin codes setup on the credit cards to withdraw cash.

I purchased a Duplex for $574,000, It currently Rental income was A=unit 1100, B=1150 total: $2250I remodel both units and rerented with a 2 year lease.

Totally vacant properties or ground up development is minimum 1 to 2 years before a return but usually larger equity growth on the back end.

My total investment was $21k down and $7k closing.Today, it's worth about $1 Million.So what if I had gotten the property for $133k versus $140k?

Obviously I would expect higher maintenance costs; but let's figure instead of an average of $30 a month on maintenance I may have to spend $90 or even if it was $120 a month on maintenance, I still see the $30,000 house as a better ROI... am I missing something?