Over the years I've made some bad decisions and guess still making em, I.e. investing in stocks, over the board lifestyle, kids going to private schools, big house, expensive cars etc.I just turned 40 and all of sudden I realized that I don't have significant savings, what if something goes wrong and I cannot continue working or suffer a huge loss.I had to set a goal for myself and my goal is to earn atleast $25K/month passive Income in next 4-5 years.

I guess you don't know unless you ask, but does it mean the bank won't consider any non-cash offers?

I guess I'm asking what approach would be more beneficial to me and still allow me to make the deal and come out on top.

I guess you could extend this model to the leasing/tenant mgmt side as well, but that gets more involved with needing agent's license, knowing housing law ins/outs, etc.

I guess that's always true...I spent some time last night looking at what was available for sale and the conclusion I came to was that the types of houses/deals I had been getting the past couple of years seem a LOT harder to find today.

I guess I am letting my emotions get involved because that is exactly how I feel.

I'm not completely clear on "conventional" requirements, but my guess is that they are tighter than HUD.

I would guess that is true other places too.

Agents and prop mgrs seem to want to guess high.

If he gets a police report and copy of cleared check I guess I will believe him.