They focus solely on second homes for their users with no cash flow play, and we’re focused on investors who want to cash flow from vacation homes. - There aren’t projected returns because this is our first year in operation.

Seattle is mostly an appreciation play now.

Being Northwest based and a Logger in my day I am all about your tree play.. good job..

@Matthew FranklinI did a cash out refi on my primary 3 years ago to pull 100k out to play with.

We run 10 year projections on deals so you can tell which strategy would be a better play in the long run. 

I feel I have to be overlooking something right in front of me but I’m struggling on deciding if the 20 year is worth it based on the additional  immediate funds I will have access to or if I should play a longer game with the 30 year.

@Mike Rodriguez a lot at play here.

If the first still exists in some form then I am wiped out (which is ok) but if not then I still may have a play.  

- What/how big of a role does credit score play in a multiple tenant situation? 

I've played with similar money and nothing on the MLS, I repeat NOTHING on the MLS makes any sense to me as an investor and future buyer.