The pros are you know you'll get paid and usually you get paid a higher rate than market rents. 

A direct purchase of a rental with no rehab, I would want 10% or greater.  10% would be my minimum in this market.

Examples:- Brokers- Cold Calling- Networking- On Market

the best wholesalers spend thousands or tens of thousands of dollars a month on marketing. 

Based on your financing options, you are going to be limited to 4 units or under, given 5 and over become commercial lending, so no FHA or owner-occupied options.I am assuming you plan on living in one of the units, but to be clear, that will be a requirement for at least 12 months, under most mortgages.You may get other's posting about talking with wholesalers or trying to find off market deals.  

With swift action and strategic market placement, we sold it for $449,000 on 9/4/2024.

Risk Mitigation: Highlight how you’ll mitigate risks, whether through market research, contractor selection, or conservative estimates.Philly B Class Areas:Since you're targeting B Class areas, which typically have stable rental demand but may need some renovations, a structure that combines monthly interest with a lump sum at the end may appeal to lenders.

I'm located in the Southern California area...Orange county to be exact.I would love to see a copy of financial statements from someone in the industry, so I can simply see a example of what type of expenses & margins I can expect.. 

I don't work there and don't know anyone who does, not pushing the company, just amazed at finding a 0% down option in this market and thought someone should benefit from it.

I believe you’re intentionally misleading us so as to avoid competition and have the market to yourself.