But, you get to pick the individual property. 

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Hey Nick,Are you holding your duplex as individuals/sole prop or within an entity? 

I am in school for Personal Financial Planning and want to get my certificate or real estate license while in school.

Its how my wife and I got to financial freedom. 

As a Certified Financial Planner specializing in real estate investments, I'm excited to offer some insights into your retirement planning question.

All these companies can do is present a product and give the financials at that time..

I'm debating markets (Chicago and STL) as well as individual neighborhoods / areas within those markets.

Only 3 cases exist that I know of of individuals successfully defending themselves before the tax court of qualifying for real estate professional status while having a full time job.  

This law prohibits a financial institution from disclosing a consumer’s nonpublic personal information like your Social Security number, income, and outstanding debt to companies that are not related to the financial institution.https://www.ftc.gov/business-g...https://www.ftc.gov/business-g...Also, most credit agency contracts do not allow their clients to share info with 3rd parties.