It would require us to flip our site plan completely.

The terms on the HELOC, if you can find one, will most likely be worse than a cash out refinance term sheet I am planning to cash-out refi as much as possible.

Do you plan to self fund or hardmoney/etc? 

If the guest has a valid point make some changes, and in the response acknowledge you we're unaware and plan to adjust.

I own, am planning to retire to the East Coast with my son and two little dogs.

So ask them to pre-underwrite your deal and give you a feel for what their best plan would be.

Some plans include house hacking, seller loans, flipping, creative deals, private cash, group deals, sweat equity, and government help.

Think about your long-term financial plans.

I don't have any properties yet, and I don't have any sort of written plan either.

There is also an opportunity to target the rental market with renovations that cater to both families and young professionals given its large, diverse population and proximity to educational institutions.Enhance properties to appeal to families and young professionals, focusing on durability and functionality, such as open-plan kitchens and multiple bathrooms.Example Investment: 130 Benedict Ave, Syracuse, NY 13210130 Benedict Ave, Syracuse, NY 13210 | ZillowLocated right next to the Syracuse University, and currently rented under market for $1,200 a month.