The only issues I've run into are when my routers crapped out and began resetting themselves to default wifi name/password - which disconnected all my smart devices.

If the tenant is responsible for the internet access, I don't think that it is a good idea to tell them that they have to do that...Good to hear from you :) Unconventional idea... cheapo Android cell phone added to your family plan with a wifi hotspot?

And their banks were giving them loans, when every sane brain cell in their heads said the borrower had no real ability to repay it other than the premise that RE always cash flows and always goes up.

My cell phone is my business phone.

When I was in the midwest, I ALWAYS carried pepper spray and a five-cell maglite.

This person had been physically seen shooting at Americans AND his name was on captured documents showing him as a terrorist cell leader.

I can however see 10k for 1 on 1 with paperwork and cell phone connections without limits.

It can be regular contact cards with cell phone.KEEP in mind that a good REI deal with vendors such as mortgage brokers, handyman, agents, etc. these vendors don't want to have a bad review with a member or else they will be black listed from REI so that will give you better trust factor.

My cell phone company, jewelry store credit account, etc....

The desktop version you have to replicate across multiple devices.