Prioritize asset protection over interest rates.

If I were in your position, I'd prioritize pursuing my passion while managing a modest portfolio of rental properties in a way that doesn't overly demand my time but still contributes to portfolio growth.

That hill collapsed a bit and damaged his fence, pushing it over a few inches. 2) The fence still functions as a fence and works just fine. 3) The neighbor appears to be mentally ill, he texts me regularly demanding to know when I will do X, then Y, then Z.

There's ups and downs in REI, can you mental navigate those emotions and not lose focus/control/motivation

I consider myself more personable than your prototypical accountant, and want to transition into the world of RE deal making, where I could interact with others, and utilize my capital to assist me in generating some passive income, slowly increasing my portfolio to the point where I do not need to work the 9-5 and prioritize spending time with family. 

This prioritizes consistent income.Expanding Your Options:Consider different property types: Multi-unit buildings or single-family homes with additional units (e.g., duplexes) can offer better cash flow potential compared to single-family homes.Look beyond traditional neighborhoods: Up-and-coming areas with revitalization projects can offer a balance of affordability and potential growth.

Why I say that is "it" is a combination of mentality and experience.

This arrangement not only compensates the agent fairly for their services but also serves as a motivating factor for them to prioritize you for future off-market deals, potentially giving you an edge in the competitive real estate market.When it comes to selecting a proficient lender, I have employed several effective strategies through my experience.

My recommendation would be to look back at what your investing goals are and what you want to prioritize with your purchase (cash flow, appreciation, etc.). 

I think if you wait depends on our goals, if you want to buy a small multi, then maybe you wait or prioritize getting a partner.