My guess is that the precise DNA in a union culture will be hard to pinpoint what that is, however I'd place a strong bet that by one 'trusting' a union to advocate on one's behalf, the main issue is that union members do not have agency, and get nearly zero experience in practicing negotiation and the soft skills requisite to be successful standing on their own in business.As always, generalizations are dangerous, and I'll continue giving ex union members chances in terms of labor, depending on my needs - AND you can always be the exception!

Hell I could have put a lien on my tenants vehicle for ALL or PORTION of the security deposit.

My parents were elderly and had offered the houses to the renters who were 'going to save for the 3% down they needed".   10 years later they had nothing saved, but awfully nice vehicles....They charged $675 for one unit, $725 for the other. 

Agreed with @Brian Eastman, there are a lot of great passive investment vehicles that you can use for your SDIRA.

He changes vehicles about every 4-5 years, but we travel a lot ( drive since having the kids).

Here's the list:(A) rezone for densities necessary to assure the production of moderate income housing;(B) facilitate the rehabilitation or expansion of infrastructure that will encourage the construction of moderate income housing;(C) [encourage] facilitate the rehabilitation of existing uninhabitable housing stock into moderate income housing;(D) consider general fund subsidies or other sources of revenue to waive construction related fees that are otherwise generally imposed by the city;(E) create or allow for, and reduce regulations related to, accessory dwelling units in residential zones;(F) allow for higher density or moderate income residential development in commercial and mixed-use zones, commercial centers, or employment centers;(G) encourage higher density or moderate income residential development near major transit investment corridors;(H) eliminate or reduce parking requirements for residential development where a resident is less likely to rely on the resident's own vehicle, such as residential development near major transit investment corridors or senior living facilities;(I) allow for single room occupancy developments;(J) implement zoning incentives for low to moderate income units in new developments;(K) utilize strategies that preserve subsidized low to moderate income units on a long-term basis;(L) preserve existing moderate income housing;(M) reduce impact fees, as defined in Section 11-36a-102, related to low and moderate income housing;(N) participate in a community land trust program for low or moderate income housing;(O) implement a mortgage assistance program for employees of the municipality or of an employer that provides contracted services to the municipality;(P) apply for or partner with an entity that applies for state or federal funds or tax incentives to promote the construction of moderate income housing;(Q) apply for or partner with an entity that applies for programs offered by the Utah Housing Corporation within that agency's funding capacity;(R) apply for or partner with an entity that applies for affordable housing programs administered by the Department of Workforce Services;(S) apply for or partner with an entity that applies for programs administered by an association of governments established by an interlocal agreement under Title 11, Chapter 13, Interlocal Cooperation Act[.]

Earning 6 figures, 0 debt; including paid off vehicles, but, no house. 

If you have a high deductible health insurance plan, maxing out your HSA contributions and using it as an investment vehicle is a great way to accumulate tax free investments.

So nobody else here has a vehicle that's mostly full of tools/supplies that you use for maintenance/repairs on your properties?

However, If you buy you next vehicle based on “how many doors it will cost you” you are on the right path