Judicial foreclosure three years after you purchase the tax lien and it has not yet been redeemed.

or ignore this text message waiting for further formal request? 

I had worked in banks for years...in mortgage, commercial lending, and private client...so I had built a very strong, formal credit background.

Most agents are not very good at their job and don't have formal sales backgrounds.

Judicial Sale................These sales are ordered by the Court and are often referred to as the "Free & Clear" sale since all tax and municipal liens are discharged as well as mortgages and other filed liens.This came from Pike County PA.

The only sites I am aware of are the county repository lists - keep in mind that the county repository only gets properties that nobody bought at the auctions (upset sale and judicial sale), so very likely to be junk or vacant land.

It a letter with where you mention amount, or like an actual formal offer letter?

In NY it is pretty easy to do yourself, I just like using the attorney when there are multiple people involved - keeps things a little more formal and makes sure my bases are covered.

Yes, it is ludicrous to believe that the SEC disqualifies your primary residence from the accredited investor net worth calculation as a formal accounting liability, and this page does not state that.

This is not the same as as disputing via formal hearing in front of a panel.