While the investment options of many conventional retirement plans are not amazing, as savings vehicles they have several advantages that will pay off in the long term.If you are in a 30% tax bracket, then when you make a tax-deferred contribution to your plan, you can put $10K in as compared to putting $7K in your personal control after paying taxes on income. 

What about the appreciation of so called turn-key properties compared to the properties with the age of 10-20 year? 

Compare your unit to others.  

Happy to share my experience and compare notes.  

Here in Montreal (Canada), every investor I know says it's way too expensive and impossible to cash flow (because rents in Montreal are very low compared to everywhere else in the country and price of income properties are high).

I'm still required to put a lot out of pocket for where I live (about $750) but this amount is comparable to renting in Oregon.

Compare that with another property that is not in a flood zone.  

But you should definitely shop around and compare terms and how much you can pull out.

Typically you’d call Airbnb to complain and they will do the leg work finding you a ‘comparable’ place to stay on their dime.

I pulled comparable rent data from rentometer.com.