At each month, look at the jobs situation locally and as a whole in state or nation.

A recently released pair of studies suggest that the majority of millennials – the oldest of whom are about 35 – want to live in the suburbs, have already started buying outside urban areas and base their homebuying decisions mainly on affordability.Reports by Zillow and Harvard University break with stereotypes of America's largest generation, namely that they prefer to rent because they favor experiences over building equity and want to live in urban environments.Millennials make up about 10 percent of the nation's homeowners.

Am I better off going to a national bank, a bank local to me, or an out of state bank local to a property of interest?  

I tracked it thought the Great Recession and the economy stayed strong, with unemployment never getting much above 6 percent, compared to more than 10% nationally.  

Too bad National City did not leverage cruising Highland Ave like Escondido. 

Fulton county has some of the highest water and sewer rates in the nation.

Intention is to have a parent holding LLC with subsidiary LLCs to hold assets, form joint ventures and possibly one as a holder of interests in foreign entities (we may do some investing in South America too).My wife/partner is a foreign national in the US and does not have any US based documentation (no Tax ID, no Green Card, no SSN, etc) at this stage but we do intend for her to get residency documents in the next couple years.The plan now is to incorporate the LLC(s) beginning in January with myself holding 50% and my foreign national wife holding 50%.  

As someone else said don't forget royalties for the franchisor as well as national advertising.

Anything with 5 units or more will be considered commercial but on loan amounts under roughly $1MM it can be difficult since national banks and government agencies will not want to do a loan that small unless there is a very compelling reason for it.On LTV - In addition to LTV, commercial lending pays close attention to a DSCR or Debt Service Coverage Ratio.

Try these as well:ZipWho.com fills this information gap by displaying a national percentile rank (0 - 99) next to every data element.