My limit requirements are:Commercial General Liability Insurance$1,000,000 Each Occurrence Limit (Bodily Injury and property Damage) $2,000,000 General Aggregate per Project" $2,000,000 Products & Completed Operations Aggregate"$1,000,000 Personal and Advertising Injury Limit"Business or Commercial Automobile Liability Insurance$1,000,000 combined single limit per accidentWorkers' Compensation and Employers' Liability Insurance$100,000 Each Accident$100,000 Each Employee for Injury by Disease$500,000 Aggregate for Injury by DiseaseExcess or Umbrella Liability$1,000,000 occurrence/aggregateAm I asking too much?

Use concrete counters in the kitchen, they are cheap to make, look good when stained and last a long time.The backyard would get a heavy duty picknick table with a cheap umbrella, some wood beach chairs and a gas BBQ.

I self manage my properties with an LLC and have additional umbrella insurance.

If your looking for more protection then just get an umbrella insurance policy, this will add even more coverage for your protection which is what people are thinking when going the LLC route.  

I may chose to have the LLC taxed as a S-Corp and then created an umbrella company as well.- Personal and company asset protection. 

Just get a good umbrella policy and you're covered.

How about buy the property in your name and get an umbrella liability policy that covers rental properties. 

You should look into an umbrella insurance policy to get protection if you do not have an LLC.

I've avoided the LLC and stuck with the umbrella insurance policy.

Others choose to forego an LLC and just carry a large umbrella liability insurance policy.