Each person needs to look at their scenario independent of the answers given.

What are the pros and cons of pulling an application with a larger bank versus an independent lender?

@Greg Dickerson 6-12, and dealing with an independent owner 

Once I get my agent salesperson license and am working under a broker, am I able to operate under the liability protection one of our current LLCs while also working under a broker as an Independent Contractor getting 1099s?

The statistics on the industry(NAR) tend to show the national average for Realitors is 7-8 houses sold annually.

I would check with an Independent agent in that state also

Looks to me like prices stayed the same month over month at $282k median, not that one month is really statistically significant. 

They are looking for some sort of down payment assistance to reduce the upfront costs A few of the banks and lenders that most independent mortgage brokers are signed up with offer 95% LTV at that price range. 30YF rates aren't super sexy ("No PMI!"

Dear BP family,I just rewired my entire house, put completely new electric everywhere.Should I get an independent third party electric inspection and a letter of certification to make sure the electric job was done correctly ?

Thank you all, after your comments I went straight to my Agent and Told him I won't sell, Obviously he got upset but you guys helped me keep my path towards financial independence, I will take your advice @Brian Goodling refi and purchase.