The applicants are a husband and wife that have a daughter with special needs.

What sorts of loan products are available to me?

Local specialized news papers can also tell you more.

There are ones that usually specialize in real estate law and estate law.

I see these 3 story units popping up in our area and they have all sorts of rent specials.. so I guess I would worry about people leaving for rent specials.. but if you are in an area were new construction of the units is not possible or feasible that could mitigate that risk.but do talk to an expert..  

If it arrived on wheels, it's manufactured, has (or had) a  vehicle title, and is financed under special programs for manufactured homes - because of its default risk.If it arrived on a flatbed truck, it was rolled onto the foundation and - for financing purposes - it is the SAME as a stick built home.   

You need to provide the exact language of the 2 special exceptions they propose for inclusion in the policy. 

This is an even lesser known product than either FHA 203k or Homestyle. 

I did not know why Java was called until I sold the original coffee shop where product launch Java was met.

Steve, first of all, I know a great CPA in Bellevue, who specializes in Real estate.