If the tile is allowed to be used outside per the manufacturer, it should be rated with proper slip resistance.      

If this works even remotely well as I imagine, this could turn into a massive nation-wide production, easily scaled up with the right team.Obviously, I'm very early in the process but my vision is clear, and my determination is undeniable.

It doesn't register high on the risk scale in my books.  

I took the 2k I had to my name the summer I graduated and bought a manufactured home that I flipped for a $10k profit. 

Properties listed for sale in the six months preceding the disbursement date of the new mortgage loan are limited to 70% LTV, CLTV, and HCLTV ratios (or less if mandated by the specific product, occupancy, or property type – for example, 65% for manufactured homes)"... https://www.fanniemae.com/content/guide/selling/b2...Is the higher 75% LTV ratios that you mentioned only referring to SEASONED (SFR) refis?

I am just figuring out how to scale our business by using private lenders and trying to get them their money back after a refinance.

It's based on multifamily properties and scaling up.  

There's multiple advantages to MFUs and economies of scale while not increasing the work effort. 

Although it may not necessarily prevent you from borrowing money, if you have a tricky deal you are working, this could tip the scales the wrong way.  

-gas grills at least 10 feet away from the house/garage-no indoor furniture being used as outdoor furniture-front porch not to be used as storage area-fire pits must be 25 feet from any structure and in a manufactured (bought) container approved for fires...you know what I mean!