@Tina JenkinsIf your 401(k) is with your current employer, then you likely do not have much in the way of options. 

CAUTION: if you do this method, make sure you have vetted the person and the investment really well before lending any money.  

I was thinking about offering 12% interest only payments on a 12 month term as I am using the brrrr method and will refi out to pay off the loan. 1 member asked me about some sort of collateral like name on the title which i said i didnt want to do, but it made me think what about some sort of lein on the property during the loan?

This year I will have 2 years of self employment income taxes that will hopefully qualify me for a mortgage. 

The former employer funds can also be transferred to the solo 401k.

But my steady buy and hold method of Real Estate investing has allowed me to exit early.

Moreover, how did you calculate the $1,175, are using the price per sq ft method?  

The RE investing that makes fast money is not really “investing” - it’s a self-employed RE business.

We need help with the BRRR method. 

One of these days MN is going to experience the pension problems now starting in CA and IL.  4 of the 5 top employers in the state are State or Federal government.