We of course have rental dwelling policies on all of them and also hold an umbrella policy now.

Right now appraisers are having a problem with the accessory dwelling units.

Is this going to be converted to a rental as an accessory unit or into a two dwelling flat (the zone will determine which one you can do)?

I'm a fan of ADUs, and through my research, you may want to try a Modular GC who works with a factory to get you the dwellings you need. 

@Vincent LudegnaAn ADU is an acronym for an “accessory dwelling unit”.

@Ed ShinYour initial cost basis is simply what you paid for the property (including certain closing costs) minus any rebates or seller concessions plus the cost of any improvements you made before the property was placed in service.I think you are really asking about something else, namely your depreciation basis for the dwelling structure. 

How competitive are mobile homes as oppose to traditional dwellings?

This year, my immediate goal is to purchase an additional multifamily dwelling (possibly before July) as daily, I monitor the Fed.

Also, if you move out early, you must notify the landlord in writing of your departure after you have vacated the dwelling unit in order to "start the 21 day clock" for the return or accounting of your security deposit."

As for the kind of insurance I have rental dwelling policies, (don't know the exact term) with replacement cost.