If you are renting to college students, I would suggest having a parent sign as guarantor for payment and make sure you run their credit report as well.

Investment rental property being purchased with 2/3rds of down payment coming from self-directed IRA funds being held in trusts. 

Credit History - This may help a little if you have good credit, but it shows you know how to manage money correctlyProof of Funds - Do you have the money to pay any out of pocket expenses like a down payment that the lender is looking for?

I am beyond the two years required.What I am trying to do is find a way to buy a multifamily using FHA 3 1/2% down payment as opposed to 20% or 25% as an investment property.I have a situation where it would be beneficial for me to try and help my mom and my sister move into a place  because I can afford to purchase it… The grey area is whether or not they are considered family members per FHA guidelines to qualify for the 3 1/2% down payment. on the FHA website… It says family members are considered parents, sisters, brothers, etc.I am definitely not trying to do anything illegal, I just thought maybe if I sell my primary residence… I could buy the multiunit per FHA guidelines as long as my mom and my sister are considered family.I have been told that the 12 month or 24 month living requirement only requires one family member to live in the home… So if my mom and my sister are considered family members… Does that meet the requirement? 

@Brandon Morgan get your finances in order for down payment then call small existing facilities asking if they will sell

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I use a hard money lender, where they typically require 10-15% down payment on purchase of an investment property, and they fund the rehab.

These advantages include cash AS-IS offers, no requirement for repairs, flexible closings, zero realtor commission, cover probate fees, advance payments before the COE, post-occupancy agreements, no closing costs, and no formal showings or appraisals.Having previously flipped houses, I know how important is a good wholesaler to a flip and flip company.

We had cash for down payment and went through a broker for our loan who was recommended to us by our agent.

I don’t have cash for the down payment so what you just said is something similar I had in my thoughts.