Bad deal, and your foundation is crumbling.

@Colby Fuller not bad.

We have no intentions of withdrawing any funds from our llc bank account until after tax time so that we can get a good feel for the tax implication in relation to our individual income from our primary careers and, neither of us currently need the money to go back to our respective pockets so we intend to roll it all back in to more houses/flips etc.. 

I'm wondering if one or two programs are regarded as more popular here at BP, and if there are any bad deals (overcharging, weak software, bad capabilities) to look out for.

@David Wilbanks Even though your wife's credit is bad I would still think that adding her income would help.

That is a very bad idea.

I felt like it was, however, a defining moment for my future real estate career as I can now spend even more time reading and networking.

EDit: My bad, I see she did say Chicago area.

I went to an event at that church at night a couple of years ago and didn't feel that bad. 

The next time some non-landlord posts in this forum about how bad low-income -housing fixer slumlords should feel for taking advantage of our C/D-class tenants, I'm going to try not to jump down their throat, but no promises.