I don't think anyone has ever said anything about sheets, towels, Keurigs, wifi speed, tv stations, pack-n-plays, the games in the game room, the upgraded appliances, etc.

I focused on construction to permanent loans on site built, manufactured, and modular homes.

-> Sierra west-> Bad schools,builders ready to negotiate, rents are not that greatAny advices, pointers on this .ThanksRecently helped investors buy in all three cities, with the most recent in EG.

Portfolio = Income derived from financial instruments like dividends (including REITs), interest, royalties, and capital gains.Mostly income w/out loss potential, and favorable tax rates.Cap losses may offset cap gains w up to $3,000 loss.

My strategy is to hold it long-term, leveraging the steady rental income while benefiting from potential appreciation.

maybe some mistakes that you made or things that you did not think of before making the purchase?

Imagine how many times my wife and I went to Chilis in 2018 to make this a goal in 2019)I love looking back at our goals and seeing how much we've grown over the years.

@Katharine G. my wife and I did end up purchasing a house in the area. 

If rates do go down significantly, it will be more of a sign of economic instability.I recommend continuing to save monies until you come up with enough for a decent down payment.

Yes, we can grow wealth faster through leverage, but it also comes with risk.