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You will find a ton of information there on the subject and, a lot of professionals willing to answer any question you might have. 

if you have an option you don't own it If the builder wants the lot why don't you try to joint venture with him Change the lease with option to a subject to and a single payment note  at a price the owner of the lot would like @Sherri Southwellundefined

I live in Colorado Springs and have up until now just been learning about REI through the BiggerPockets Podcast as well as books on the subject (thank you Brandon Turner!).

If you are not a "real estate professional", you can only take up 25k of deductions against  your regular income subject to income limits.  

I am a new member and trying to navigate my way through all the options I have to creatively financing deals.Can you give me your experiences with this buying homes with the use of Subject-to financing?

Check out to following BP link for some thoughts on said subject.  

Is there anyone on here that could help me out on the subject?

You can be subject to a possible prison term and fine of up to $10,000 for providing false information.

if I wanted a property to hold and had the owner subject to the property to me but needed to be off the loan with in two years for other purposes but but the property makes for good money later but the Note is to high to buy, my question is in this situation is it better to just pass or is this a good if at all possible option?