Hello, I have been the VP of Operations, Director of Operations, Condo Division Manager and Property Manager for some of the largest companies in my area.

I live and invest in greater Cincinnati area and 2 other states.

Kyle - I'm local to the Philadelphia area and would enjoy a conversation on real estate.

I think pre-approval letter is all that’s needed to prove you are a qualified buyer.They probably want info such as, are you married with kids, how many bedrooms you looking for etc.

If you're in an area that has a lot of college students then you might want to think about ways to create the standards you need to fell comfortable with this.

While I believe anyone can joing CU's (unless they choose to stay private) they could have special considerations, like government employees/servive members where collections are a walk in the park so to speak.

Given your interest in rental units, that could be a solid option, especially if you're focused on long-term wealth building and creating a steady income stream.Here are a few things to consider:Financing: With some cash on hand, you might be able to make a down payment on a rental property.

Hey fellow investers we are a investing couple that is still pretty new to this.

Best areas for low acquisition costs, occupancy rates, property appreciation?   

We've had friends own properties in high risk areas (coasts / fire-prone areas).