Leaves me with $241/month true cash flow.In hindsight, I could have rented this property for possibly $1600/mo, but my tenants have great credit with government jobs and a clean record (criminal and with past landlords).

So all these beginner posts and stuff say that you can get started with no money, which sounds too good to be true.

But true freedom is expensive and usually needs financing.

I don't know of any true HELOC portfolio loan lenders.

In some states,  wholesales are seen as acting as unlicensed real estate agent, is this true?

I'm hoping that's not completely true.

If it means that you're not very good at conceptualizing what needs to be done, and how much it costs, you should have someone good assist you/do it for you, even if it means hiring someone (depending on the size of your business), because getting the math wrong will mean the difference between success and bankruptcy, and this is even more true the further down the ladder you go in terms of profit margins. 

Yeah its true.  

I know there's a bunch of motivational type of books, I'm actually about to start reading The Miracle Morning.

if your income is salary and your obligations on your credit report are black and white then 48% may be true (questions about black and white or salary?