That stands for Debt Service Coverage Ratio.

The rehab was about $10k more than anticipated but the post repair appraisal was $70k over my estimated ARV.

Their customer service leaves a lot to be desired but the rates are great and they’ve always covered claims. 

If the 4-plex is properly analyzed, and the data suggests $800/month cash flow after vacancy, Capex, and repair budgeting, then it sounds like a solid deal.

So, if she sends a " repair request" ignore her see how she likes it.

However, if the $4k/month also includes utilities and other maintenance (i.e. gardening, pool service, etc.) then you'll have to factor that in as well. 

Elaborating further, as input: - percent vacancy- percent CapEx- maintenance and repairs- utilities- property managementAnd output the following:- cash flow- cash-on-cash return- and would be nice to have Net Operating Income and Cap RateIs there anything like that or is it better to build myself one?

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If your plan is doing self manage STR and want to do it in a way that's self fulfilling (all guests are super happy with the place and your service and you are making good money that's worth your time) there is some learning you need to do and risks/investment you need to make before jumping in. 

Additionally, cash flow can easily disappear if you need to repair a roof or HVAC system.